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Pros and Cons Pros: Flexible working hours (you decide when to open/close) Constant demand for basic commodities Low overhead costs (no separate rent if using your home) Ability to sell tingi for higher overall margins Opportunity to add services like mobile load and bills payment Direct contact with customers builds loyalty No need for expensive advertising Easy to manage as a one-person operation Can be started as a side hustle Potential for brand partnerships with big FMCG companies Cons: Long operating hours (often from 5 AM to 10 PM) High competition (neighboring stores) Dealing with utang requests from friends and family Small profit margins per item Risk of theft or shoplifting Lack of physical boundaries between home and work Perishable items may expire if not sold quickly Bureaucracy in permit renewals every January Susceptibility to price hikes from suppliers Limited growth if the location has low foot traffic Real-Life Filipino Examples 1